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Personal and Business Retirement Services

Expect More from your Investment Management Team

Personal and Business Retirement Services

Let The Capital Concierge help you with retirement options

In today's ever-evolving workforce landscape, retirement planning is crucial for individuals at every stage of their careers. Whether you're self-employed, a small business owner, employed by a corporation, or just starting a career, understanding your retirement options is essential for securing your financial future.

Evaluate the contribution limits of each retirement option to ensure you're maximizing your savings potential.

contribution limits

Many types of retirement plans offer higher contribution limits for individuals over the age of 50. Contact your advisor to find out if this opportunity applies to you. 

catch up contributions

Understand the tax implications of each retirement plan, including tax deductions, deferrals, and withdrawals.

tax considerations

If applicable, consider employer contributions, as they can significantly impact your retirement savings. 

employer contributions

Assess the administrative requirements and costs associated with each retirement plan, especially for self-employed individuals and small business owners. 

administrative requirements

By comparing retirement options across different employment scenarios, individuals can make informed decisions to secure their financial future and achieve their retirement goals. Remember to consult with a financial advisor to tailor a retirement plan that aligns with your unique circumstances and objectives. 

SERVICE PROPOSAL

Investment Policy Statement

  • Provide sample Investment Policy Statement (IPS) to Client and related consulting on preparation of an IPS for the Plan
  • IPS integrated with investment due diligence process

Investment Due Diligence Program

  • Evaluation of available funds offered by Client’s plan provider
  • Investment analysis of investment options in each asset class
  • Reports prepared quarterly or semi-annually as agreed to
  • On-site meeting with agreed upon frequency to review reports, analysis and action plans to add, delete, or close specific investments

Employee Education and Communications

  • On-site enrollment meetings with frequency determined by Client
  • Participant meetings may be conducted by plan vendor representatives
  • Online plan and financial education resource for all participants
  • Fiduciary education and responsibilities online video course

Plan Review

  • Annual Review with Plan Fiduciaries and/or committee members
  • Plan Design Analysis

Vendor Search, Presentation and Finalist Review if Necessitated

  • Consult with Client regarding Plan goals, objectives and needs in a new vendor
  • Analysis of record-keeping, administration, technology services, plan compliance, employee communications and investment management services offered by each vendor
  • Analysis of hard and soft dollar
  • Investment evaluation

Facilitation of Conversion Process

  • Help facilitate Plan conversion to a new vendor selected by Client as a result of the Plan Vendor Search described above
  • Coordination between new provider and departing provider

The information being provided is from a non affiliated third party and is strictly as a courtesy. When you make use of these calculators you assume total responsibility for the information and results. We make no representation as to the completeness or accuracy of information provided by the third party. Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party
technologies, websites, information and programs made available through this website. This information should not be used as the basis for any investment decisions. Please speak to your Financial Advisor before making any investment decisions.